Many people think that to travel, they just need to buy tickets and reserve a place to stay and everything will be sorted.
However, the idea that take out travel health insurance It is essential and very important and must be increasingly incorporated into the consciousness of travelers, since most of the health plans we use in our city are only valid for the national territory.
To start planting the seeds of awareness about this type of health insurance, in this text we will mention 10 reasons to hire this type of service before you travel!
See: Travel insurance: why you can’t board without it!
Some of the main advantages of travel health insurance
1. You can hire the service for a specific time, that is, only during your trip;
2. Insurance will save you a lot of headaches, time and money if a health problem occurs while you are away;
3. Prices are usually affordable, in addition to having a variety of packages according to your needs;
4. The safety and peace of mind of being supported during the trip.
Discover: 4 situations that require Travel Insurance
If these four important simple steps have not yet made taking out travel insurance a priority in your plans, we will show you 10 more reasons that prove the importance of a service like this:
1. Urgent and emergency care
When we travel, we face the same health risks as when we are at home. Situations can even be aggravated, as we may be in a place where we do not know the hospital structure and do not even know where to go in case of accidents.
Fortunately, most health insurance for travelers covers the cost and offers immediate care in situations that pose a risk to the patient’s life. These plans also generally offer full coverage of necessary post-traumatic procedures.
See: Health plans: advantages and disadvantages
2. Hospitalization and exams
Also in urgent and emergency situations, travel health insurance offers coverage for exams that need to be carried out and possible hospitalization, if necessary after the accident, or the event that caused the patient to need medical attention.
See: Travel Insurance: 10 Tips so you don’t make mistakes when hiring
3. Personal accidents
Anyone who thinks that travel health insurance only covers major accidents in which the patient must be treated urgently and emergently is mistaken. Most companies that offer this service also cover personal accidents and offer medical care to people who have suffered falls, burns and injuries, for example.
See: How to pack a travel bag
4. Vacancies in private hospitals
All health insurance that covers travel offers services in private hospitals. Therefore, if you are outside your city and have taken out insurance, you can look for any private hospital and clinic. The insurance allows you to avoid congestion in public health centers and long waiting lines.
More: Save on your vacation trip
5. Medical consultations
If you suffer a health problem that requires immediate care during your trip, travel health insurance also covers the price of emergency room and clinic visits.
See: What can’t be missing in your summer vacation suitcase
6. Discount on medicines
From these appointments, a prescription for medication will probably be issued, but don’t worry. This is one of the reasons why you can take out travel health insurance: discounts when purchasing prescription medicines.
See: Outfit tips for traveling without losing style
7. Implantation of prostheses
Some of these health insurance policies also offer the implantation of prostheses in the event of accidents involving broken limbs in an emergency.
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8. Coverage in the price of surgeries
Ulcers and appendicitis do not have a set time to appear. If you suffer any of these cases, among other emergency situations during a trip, the health insurance contracted may cover the cost of the surgeries.
See: Pains we shouldn’t ignore
9. Right to a companion
If during your trip you need to be hospitalized for a long period, some plans offer the right to a companion. Depending on the plan, travel health insurance even pays for round-trip tickets, in addition to the stay of any companion.
10. Dental care
Emergency dental problems are also part of the care offered by this type of insurance, such as cavities, root canals, injuries and bleeding.
It’s worth making your trip more peaceful, isn’t it? Research prices and specifications to suit your type of trip so that, if anything happens, you and all your companions are covered.
