What is the best travel insurance for the United States? If you are going to the country, this text is a guide to help you make this important decision.
Here you will find out if US travel insurance is mandatory and necessary and how much such a plan costs. Spoiler: there are options for fifteen reais per day of travel.
Is it necessary to have travel insurance for the United States?
Unlike Europe, it is not mandatory to have travel insurance for the United States when considering immigration to the country.
But this information actually seems like a trick – It would be a huge mistake to travel without it, to the point that the Brazilian Ministry of Foreign Affairs recommends that you don’t do it.
The North American healthcare system is private and extremely expensive: any emergency can turn into a hole in the budget. So yes, US travel insurance is necessary, although not mandatory.
See too: How to get an American visa
Find out what immigration is like in the United States
What 7 documents are needed to enter the USA
United States travel insurance: why buy it
The US healthcare system
There is no shortage of news in the media or Hollywood films about the problem that exists in relation to the healthcare system in the United States.
While they have some of the most advanced treatments and research in the world, the system is practically entirely private. In other words, if you break your arm, get bitten by a snake or have a horrible sore throat, you will have to spend a lot of dollars on a hospital. Many.
A simple surgery, such as appendicitis, can cost tens of thousands of dollars – and we know what that means in reais.
How to choose the best travel insurance in the United States
To get an online insurance quote, we recommend that you do not go directly to an insurance company but rather use a travel insurance price comparison tool.
360meridianos recommends Seguros Promo, which allows you to quote prices from several companies at the same time and also guarantees better prices than direct sales.
To get an insurance quote, you just need to fill in your trip details on their website. And there’s a 5% discount coupon, exclusive to blog readers: 360MERIDIANOS05 (+5% discount for those who pay with bank slip or PIX)
The comparator will show the prices found in the main insurance companies on the market. You can compare between different insurance companies and that’s where you can discover the best options! It is important to remember that Seguros Promo allows you to divide the insurance amount into up to 10 interest-free installments!
How much does travel insurance cost for the United States?
Expect to spend between R$15 and R$50 per day of travel on good travel insurance for the United States.
- O Affinity 60 It has coverage of up to 60 thousand dollars and has coverage for Covid. This insurance company currently owns the best price and value for money among the options that cover problems related to the pandemic.
- O GTA 75 Euromax It has coverage of up to 75 thousand euros, which is very good. It also guarantees coverage for covid-19.
- The Intermac 60 Silver It also has great coverage and a competitive price, as well as coverage against Covid.
What is the cheapest travel insurance for the USA?
Does United States travel insurance cover Covid-19?
Although the pandemic is no longer such a big problem, it is important to take out insurance with coverage for Covid. There is no shortage of options like this, like Affinity and GTA.
In the Seguros Promo comparator you can filter your search, selecting only companies with this coverage.
United States travel insurance: how to apply
After completing the purchase, you will receive the policy by email, with a contact number via telephone and Whatsapp, with support in Portuguese, 24 hours a day.
In case of emergency during your trip, you must contact this number. They will immediately refer you to the appropriate treatment, such as sending a doctor to your hotel or telling you which hospital or clinic to go to.
If it is not possible to call, simply collect all documents relating to the service and request a refund later.
Discount Coupon for traveling across the USA: up to 25% OFF
As we already mentioned in the text, blog readers have a 5% discount coupon when purchasing any travel insurance for the USA. Just use “360MERIDIANOS05” at the end of your purchase with Seguros Promo. The discount can reach 10% if you pay via PIX or bank slip.
You can get even more discounts at Seguros Promo! They offer, on special dates, bigger discount coupons, up to 25% discount. How to get? Just click here and check if there is a coupon available at the time of your purchase!
