This text is a complete guide for you to choose your travel insurance Santiago and Chile: is required? What insurance do you need to have? How to choose the best, with a discount? And what is the travel insurance for those going skiing in Chile?
Santiago is charming. It combines culture, history, good food and the stunning landscapes of the Andes.
What travel insurance is required in Chile? Is required?
As in most countries, travel insurance is not mandatory to travel to Chile nor is it required to pass through immigration.
That said, a word of caution: it is not legally mandatory, but it is necessary and highly recommended.
Good travel insurance protects you in case of medical emergencies, ensuring that you receive the necessary assistance if any unforeseen health events occur during your trip.
Additionally, travel insurance may include coverage for trip cancellation, lost luggage, flight delays or cancellations, among other unforeseen events.
It’s like car insurance: you can drive without one, but you’ll be more relaxed and protected if you have coverage from a good company.
What is the best travel insurance for Chile and Santiago
Some insurance policies that the 360meridianos team likes:
- GTA: plans with medical, hospital and dental coverage. Assistance with lost luggage and trip cancellation and a wide network of service providers. We have already hired it several times and used it in practice, in emergencies. He was always efficient.
- Affinity: Medical and hospital assistance, coverage for lost luggage and trip cancellation. Perhaps it is the best cost/benefit of travel insurance.
- ITA: Medical, dental, pharmaceutical and hospitalization coverage.
- Intermac: Multilingual service, good coverage and 24-hour support.
How much does Santiago travel insurance cost?
As is clear from the screen above, the price varies: It depends on the coverage chosen, the company and the age of the traveler, among other factors.
Some coverage, such as insurance for pregnant women or those going skiing or practicing other sports, costs more.
In general, expect to spend between 15 and 30 reais per day of travel for good insurance for Santiago, Chile.
How to take out Santiago travel insurance
You can choose and contract the best Santiago travel insurance on your own, without a broker or travel agency.
For that, just use the Seguros Promo insurance comparator, the largest specialized website in Brazil.
- Access the website and enter your travel details, such as destination and dates.
- Compare the options of insurance companies and plans available.
- Select the plan that best meets your needs.
- Check the application of the discount coupon, if available.
- Choose the payment method, such as bank slip, credit card or pix.
- Complete the purchase and receive the receipt in your email.
What should I consider when choosing travel insurance for Chile?
It is important to consider some aspects:
- Does the insurance offer medical coverage that meets the minimum requirements demanded by the country?
- Make sure your insurance includes 24-hour emergency assistance to help you if you need it during your trip.
- Read the policy conditions to understand what the exclusions are and whether there are any deductibles to be paid.
- Research the insurer’s reputation and read reviews from other customers to make sure it is trustworthy.
What is the best travel insurance for skiing in Chile?
Coverage for adventure activities or extreme sports – including skiing – may vary depending on the insurer and the plan chosen.
Some insurers offer coverage for these activities as an optional add-on, while others may exclude them from coverage.
Therefore, it is important to check the terms and conditions of the insurance to find out if it covers the activities you intend to carry out during your trip to Chile.
Affinity, GTA and ITA offer plans with good sports coverage.
Accommodation tips in Santiago
Santiago travel insurance: frequently asked questions
Is there an age limit to take out travel insurance for Chile?
Most insurers establish an age limit for taking out travel insurance, which may vary according to each company. Check with your insurer to see what options are available for your age.
Does travel insurance for Chile cover pre-existing illnesses?
Generally, insurance companies only provide coverage for medical emergencies not related to pre-existing health conditions.
How to activate Chile travel insurance?
In the event of a medical emergency or any other situation covered by travel insurance, you must immediately contact the insurer using the assistance numbers provided in the policy. They will provide guidance on the procedures to follow.
