7 Formas Mais Baratas de Mandar Dinheiro de Dubai para o Brasil

7 Cheaper Ways to Send Dubai Money to Brazil

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In recent years, the number of platforms you can use to transfer money abroad has increased a lot! So which one should you choose? Take a look at below for the 7 cheapest ways to send money from Dubai to the United States (including fees, transfer times, exchange rates and much more).  

It doesn’t matter why, but it is very important that you know the main ways to send money from one country to another. Not only to be sure that you are using a reliable platform, but also to not lose money with fees.

In this article we will talk specifically about Dubai, and how to send and receive money from Brazil.

Therefore, if you live in the United Arab Emirates or provide any service there, you should already know that the IBAN is a very important data at the time of your transfers. But calm, if you still don’t know what this is, rest assured that I already explain!

Enviar dinheiro de Dubai para o Brasil

What is an IBAN and why is it important when transferring money to/from Dubai?

The IBAN, or International Bank Account Number, is your bank account’s international identification number. That is, it is this number that you should use to identify the account that will transfer or receive the money.

The IBAN is used to make transfers between countries in Europe since the 1990s, but in Brazil this only began to happen in 2013. Therefore, it is normal that you do not yet have knowledge or do not know what yours is.

It is formed basically by the country code (PT, BR, US, DE, ES…) and control code, plus the identification number of the financial institution (ISPB) and the numbers of your branch and bank account.

So if you still don’t know what your IBAN is, you can pick it up from your internet banking or contact your agency. Another way is through an IBAN generator, such as the IBAN Generator.

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3 things to consider before sending money from Dubai to Brazil

There are many platform options that allow the sending of money from Dubai to Brazil and so many other countries, so it is difficult to know which is the cheapest and most efficient. To help you, we have separated 3 topics that you need to take into consideration before your transfers. They are:

  1. How often you send money from Dubai to Brazil
  2. The exchange rate of the day
  3. The ease of the platform and the deadline to complete the transfer from Dubai to Brazil

1. How often you send money from Dubai to Brazil

If you want to make spradical transactions from Dubai to Brazil, the most important thing is to focus on the exchange rate, service fees and deadlines of each company.

However, if your intention is to make frequent submissions between Dirham and Real, you may be able to benefit from certain advantages offered by these platforms. The main one is that some allow you to create an online account.

This way, you pay even lower fees and manage everything directly through the app. Platforms like Wise also offer a debit card, making the process even easier.

2. 2. The exchange rate of the day

We have talked a few times about the importance of always paying attention to the exchange rate. After all, the value of currencies all over the world has varied a lot over the past few months, so knowing the right time to send money from or to Dubai ensures that you will not lose money.

Again, if you usually make frequent shipments, always check the exchange rate. This will ensure that you get the right day to send your money.

You can check the exchange rate directly on Google, or on the Central Bank website itself.

3. The ease of the platform and the deadline to complete the transfer from Dubai to Brazil

The main objective here is that after all this, the process will be done easily and with as little bureaucracy as possible. No one deserves to send a thousand documents to create an account and still wait days for it to be approved.

Another point you need to take into account is the deadline. Some companies promise to make the transaction from Dubai to Brazil on the same day, but this may vary according to the form of payment you choose, for example. So, it is important to pay attention to all the information about the transaction.

I’ll talk more about the deadlines of each platform below.

What are the 7 cheapest ways to send money from Dubai to Brazil?

Now, you will know the cheapest ways to send and receive money from Dubai to Brazil. Here you will find information about companies and their deadlines, fees and transfer limits.

As always, I suggest you make an instant quote with all these companies below. It won’t take long and you can save good money by finding the cheapest option for your specific case.

1. Wise Wise (antiga TransferWise)Wise (antiga TransferWise)

This is one of the most well-known platforms in the world to transfer money between countries and is usually the number one choice for money from Dubai to Brazil.

What is most striking at Wise are the low rates, but in addition, the whole transfer process is quite simple. To create the account also does not take much time, which is a big advantage.

Another good point of Wise is that you can open a digital account, also without many bureaucracies. With this account you can receive and send money even faster and with lower fees.

You also receive a debit card that can be used normally in stores, restaurants, or even at ATMs.

Time limits, fees and transfer limits from Wise to send money from Dubai to Brazil

  • You can choose from 3 transfer types: Low Cost, Fast and Easy or Advanced. The Low Cost option can take up to 2 business days to download, but the last two options can be completed in just 6 hours.
  • Wise guarantees the value of the exchange rate for up to 102 hours, which can be great in moments of great oscillation;
  • IOF is included in all operations and is 1.1% when sent to yourself and 0.38% when sent to someone else;
  • The service fee goes up according to the amount sent (although they are usually still lower than anywhere else!). In addition, those who need to send more than R$10,000.00 must present additional documents.

Wise (antiga TransferWise)

This is a Brazilian company option for international cash shipments. Remessa Online is headquartered in São Paulo and has accreditation by the Central Bank of Brazil, thus being a great company option for those who wish to use a Brazilian service.

One of the advantages of the Online Ship Remittance is its fixed rate of 1.3% and the option to create a business register with CNPJ to make transfers to other countries on behalf of your company.

For those who prefer a service and support in Portuguese, this is one of the best options, however, Wise and Xe also have a version of the site in Portuguese.

And here is a 10% discount code on international transfers: shipping10

Deadlines, fees and transfer limits from the Online Shipment to send money from Dubai to Brazil

  • With a receipt of up to 2 working days and one of the lowest rates in the market, 1.3%, this can be one of the cheapest ways to send money from abroad to Brazil;
  • The only concern would be to check whether the sending or receiving home bank will charge any fees for that transaction.
Mandar Dinheiro do Exterior p/ o Brasil

3. Remitly remitly logoremitly logo

Remitly has some points that are quite different from the other platforms here on the list. Transfers are usually made from one bank account to another. However, with Remitly it is possible to receive the money in cash. This way, you can withdraw the amount in an authorized location.

Another way to get your money through Remitly is through delivery. Yes, they deliver to your house!

You can also take advantage of if you do not already have an account on the platform, to get discount on your first transfer.

However, Remitly may not be an option for some people, as it is not available in all countries within and outside Europe, such as Portugal. In addition, it is only possible to do simulations of submissions if you have an account, which makes the experience a bit boring.

Remitly transfer timelines, fees and transfer limits to send money from Dubai to Brazil

  • You can choose two types of transfer, the economic one, which takes 3 to 5 business days to reach the recipient, and the express that can take only a few minutes;
  • Service fees vary according to the amount to be sent and the type of transfer;
  • The shipping limit is $2,999.00 per day and $10,000 per month. If you need to send a larger amount you must send additional documents.

remitly mandar dinheiro da europa para o brasil barato

If you are looking for a large company to carry out your international transfers, WorldRemit may be a good option and is the last indication of our list.

With services available in more than 150 countries and more than 90 currencies, WorldRemit serves more than 4 million customers around the world. The headquarters of this corporation is in Brussels, Belgium, and the company has authorization and follows the regulations of the National Bank of Belgium.

Deadlines, fees and transfer limits from WorldRemit to send money from Europe to Brazil

  • WorldRemit fees usually charge around $3.99 in operations, but it is possible to conduct a transfer simulation to have an exact price of the amount charged for the fees;
  • Despite the period of 2 working days for receipt of the money, the company states that 90% of transactions are carried out on the same day of shipment.

In the market for almost 10 years, TransferGo has an excellent service and what is worth mentioning here is the speed of shipments, which can be received in up to 30 minutes!

In addition to the various types of shipments and payment methods available on the platform, you can also send and receive money from more than 60 countries.

Unfortunately, at this moment TransferGo is not making any transfer to/from Brazil, but I believe that the service should return soon. Also, if your intention is to make quick shipments from Dubai to countries other than Brazil, this may be the right choice!

Deadlines, fees and transfer limits from TransferGo to United Kingdom

  • The deadlines range from 30 minutes to 3 working days, depending on the type of shipping you choose;
  • The fees are fixed and change according to the type of shipment and payment method;
  • The platform does not have a daily limit for shipments, but informs that this amount can be determined by your bank.
enviar dinheiro da europa para o mundo barato

6. . 6. Xe

Xe is also a well-known website and app for sending and receiving money from abroad. They are very much like Wise and the Online Shipping.

In addition, in addition to being an international transfer site, Xe is one of the largest sites in the world to search the exchange rate between any two currencies in the world… including with historical values! So it is convenient to see if a particular currency is getting stronger or weaker in recent months against the dollar for example.

Only in order to calculate the costs of international transfer, you need to open a free account with them before.

Unfortunately they do not send money to Brazil or Brazil to anywhere else in the world, including to Dubai. However, if you are Portuguese or of other nationalities, you can use Xe to send and receive money from various countries around the world.

Benefits of using Xe for international transfers:

  • Xe does not have a minimum or maximum limit for the value of the transfer
  • They charge a relatively low fee to send and receive money from abroad (for example: for transfers of up to 500 USD is charged a fee of 3 USD)
  • They use the exchange near the officer, which is much more advantageous than the tourist exchange
  • Super practical. You can do everything online
  • You can send money to more than 26 countries, plus all countries that use the Euro

You can easily sign up for Xe for free to simulate how much you will save on transfer.

Negative side of transferring money using Xe:

  • It does not work with Reais (R$). In other words, it is not good for the Brazilian public. But it serves well to the Portuguese and Brazilian public that lives abroad
  • You have to open an account before to be able to simulate how much the transfer would cost…. but the account opening is free and super easy
  • Sometimes it costs more to transfer with Xe than with Wise or Online Ships because your conversion rates are not always so good (you will have to compare it to your specific transaction to see which option is).

Personal experience with Xe: To be honest, I never used Xe. But I’ve had a friend of mine who used to send money from the US to Australia and she told me that everything went well and the cost was good.

7. 7. Sendvalu SendvaluSendvalu

The second platform on our list is Sendvalu, based in Switzerland, it also has very attractive rates when we talk about sending money abroad.

Right away, Sendvalu’s first advantage is that it ensures that all transfers are made within 48 hours. In the case of shipments from Dubai to Brazil, the platform itself highlights that the deadline can be 24 hours.

If you don’t already have an account there, this may be the right time, since the first transfer has free fees. It is a great way to test the company’s services and delivery time.

Finally, it is also worth mentioning that Sendvalu supports a different social project around the world. For each transfer made to Sendvalu doates 10 cents. Cool, right?

Deadlines, fees and transfer limits from Send to Send Money from Dubai to Brazil

  • As I showed above, Sendvalu guarantees delivery within 48 hours;
  • The more money you send, the higher the rate. However, compared to Wise, the value is (minimally) more in account;
  • The maximum amount to be transferred is 2,500.00 euros.

sendvalu mandar dinheiro da europa para o brasil

In short

Let’s recap the 7 cheapest ways to send money from Dubai to Brazil:

  1. Wise
  2. Shipping Online
  3. Remitly
  4. WorldRemit
  5. TransferGo
  6. Xe
  7. Sendvalu

Concluding

There are many ways to send money from Dubai to Brazil, but it is important that you know the cheapest and most efficient options.

In the list above, we research the companies that I believe offer the best cost-benefit. Now you just have to choose the one that best suits your needs.

Finally, tell me if you have used the service of any of these companies and how was your experience! And, of course, if you have any questions about transferring money abroad, just leave it here in the comments that I will try to help you.

I have spent a lot of time living abroad and dealing with money transfer between countries, so I know how this can be an inconvenience. That’s why I’m happy to help!