Are you planning that trip and want to enjoy it safely from the moment you board? So, you are on the right track, as any problems may happen during your trip. That’s right, possible problems, after all, in the euphoria of traveling, the last thing that crosses our minds is getting sick, accidents, losing luggage or being a victim of theft.
On another occasion, we already explained why you cannot board without travel insurance. Well, travel insurance can save those super-planned vacations, which often end up due to trivial unforeseen events.
Below are some examples of simple travel insurance that will save you future hassle if you hire a reliable insurance company.
Benefits of Travel Insurance
Unforeseen events are part of our daily lives and we need to be prepared for them. You can take out travel insurance for trips within Brazil or abroad. When you take out travel insurance, it is the insurance company’s obligation to guarantee protection against the risk of accidental death and partial or total disability in accidents. However, other coverages are essential to cover possible unforeseen events, preventing, for example, your budget from going out of plan. See 4 situations:
1 – Travel insurance for medical expenses
Health expenses are reimbursed, as long as they were caused during the trip, such as an accident or an illness contracted. Physiotherapy and pharmacy expenses, for example, are reimbursed to the insured as long as a medical prescription is presented. The insurer will be responsible for looking for a professional to meet your needs.
2 – Travel insurance for lost or stolen luggage
We women are obliged to purchase this coverage when taking out travel insurance. After all, arriving at our destination without our beloved suitcase will frustrate us every day we spend away from home. By presenting a report that proves the loss and which is under the responsibility of the transport company, baggage compensation will be provided in cases of loss, theft, as well as damage caused to the suitcase. Compensation is for the weight of the suitcase and not the contents.
3 – Travel insurance for flight delays
If the flight is delayed for more than 18 hours, due to problems during takeoff or landing, plane breakdowns, operator or airline strike, the insurance company will reimburse your accommodation and food expenses.
4 – Travel insurance for lost documents
When taking out this travel insurance coverage, you will be entitled to reimbursement for expenses incurred on duplicate documents, as well as credit and debit cards.
To request insurance, you must contact a travel agent. Many agencies already have basic insurance included in the tour package. And, don’t forget to check with the competent bodies if there are any lawsuits against the insurance company. Also pay attention to packages offered with exorbitant prices, that is, outside the normal range offered by the market, as, in addition to the high price, the insurer may not fulfill everything that is being offered.
